Contact Me at 813-484-7877
Stock Options
Make the Most of Your Equity Without Getting Blindsided by Taxes
If you have received stock options as part of your compensation, you know they can be a powerful way to build wealth. But with complex tax rules, vesting schedules, and critical timing decisions, navigating equity compensation can quickly become overwhelming.
At Water Street Wealth, I help you create a smart, tax aware strategy for managing your options so that every decision supports your long term financial plan.
Without a Plan, Equity Can Create More Risk Than Reward
Stock options may represent a significant portion of your net worth. But without proper planning, they can lead to missed deadlines, avoidable taxes, or overexposure to a single company’s stock. With the right strategy in place, you can make informed decisions, reduce stress, and turn your equity into an intentional part of your financial future.
What I Cover in Equity Compensation Planning
Reviewing Grant Details – Understand the type of options, vesting terms, and expiration dates
Exercise Strategies – Choose the right time based on tax rules, cash flow, and personal goals
Tax Planning – Manage AMT, ordinary income, and capital gains based on your specific situation
Diversification Strategy – Reduce concentrated stock risk while managing tax exposure
Coordinating with Other Accounts – Align equity decisions with retirement and investment planning
Exit Planning – Prepare for job transitions and avoid missed deadlines or lost opportunities
I do not sell products or follow a one size fits all approach. Instead, I help you run the numbers, weigh your choices, and build a strategy that reflects your goals and comfort with risk.
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