Contact Me at 813-484-7877
A Holistic Approach To Your Wealth
Everything is designed to work together so you can focus on what matters most.
Comprehensive Financial Planning
Financial planning is not just about numbers. It is about aligning your wealth with your goals, values, and long-term vision. I take a holistic approach, crafting personalized strategies that cover every stage of life, from building wealth to preparing for retirement and securing your legacy. Whether you need a structured retirement plan, guidance on managing your assets, or a strategy to ensure financial stability for your family, I provide clear and actionable solutions tailored to your specific needs. My goal is to help you navigate financial decisions with confidence so you can focus on what truly matters.
Tax-Efficient Wealth Management
Effective wealth management is not just about growing assets. It is about keeping more of what you earn. I integrate tax-efficient strategies into your financial plan to help you minimize unnecessary tax burdens while maximizing long-term wealth accumulation. By leveraging tax-advantaged investment accounts, optimizing withdrawals in retirement, and proactively planning for future tax implications, I ensure your money works harder for you. With a proactive approach, I help you navigate complex tax laws and take advantage of opportunities that align with your financial goals.
Investment & Estate Planning
A strong financial foundation is not just about the present. It is about ensuring security for future generations. I design investment strategies that align with your risk tolerance and long-term objectives, providing a structured plan to grow and protect your wealth. Estate planning goes beyond just drafting a will. It is about preserving your assets, minimizing taxes, and ensuring a smooth transfer of wealth according to your wishes. By integrating investment management with estate planning, I help you build a lasting financial legacy while maintaining control over your financial future.
A Holistic Approach To Your Wealth
Everything is designed to work together so you can focus on what matters most.
Comprehensive Financial Planning
Financial planning is not just about numbers. It is about aligning your wealth with your goals, values, and long-term vision. I take a holistic approach, crafting personalized strategies that cover every stage of life, from building wealth to preparing for retirement and securing your legacy. Whether you need a structured retirement plan, guidance on managing your assets, or a strategy to ensure financial stability for your family, I provide clear and actionable solutions tailored to your specific needs. My goal is to help you navigate financial decisions with confidence so you can focus on what truly matters.
Tax-Efficient Wealth Management
Effective wealth management is not just about growing assets. It is about keeping more of what you earn. I integrate tax-efficient strategies into your financial plan to help you minimize unnecessary tax burdens while maximizing long-term wealth accumulation. By leveraging tax-advantaged investment accounts, optimizing withdrawals in retirement, and proactively planning for future tax implications, I ensure your money works harder for you. With a proactive approach, I help you navigate complex tax laws and take advantage of opportunities that align with your financial goals.
Investment & Estate Planning
A strong financial foundation is not just about the present. It is about ensuring security for future generations. I design investment strategies that align with your risk tolerance and long-term objectives, providing a structured plan to grow and protect your wealth. Estate planning goes beyond just drafting a will. It is about preserving your assets, minimizing taxes, and ensuring a smooth transfer of wealth according to your wishes. By integrating investment management with estate planning, I help you build a lasting financial legacy while maintaining control over your financial future.
Over 25 Years Of Experience, Focused On Your Future
With a deep understanding of wealth management, I specialize in comprehensive financial strategies that bring clarity and confidence to high-net-worth individuals and families. As a CERTIFIED FINANCIAL PLANNER™ (CFP®) and fiduciary, I uphold the highest standards of ethics and integrity, always putting your best interests first.
Transparency
Clear, straightforward guidance.
Education
Helping you make informed decisions.
Strategy & Execution
A proactive, results-driven approach.
Life Is About More Than Numbers
When I’m not guiding clients through financial decisions, you’ll find me spending time with family, golfing, or perfecting my BBQ recipes. Just like in wealth management, balance and strategy are key, not just in building wealth but in enjoying life. My goal is to help you create financial security so you can focus on what truly matters.
Want to see my favorite BBQ recipe? Click the button below!
Why Choose Water Street Wealth?
At Water Street Wealth, I am committed to providing you with personalized financial guidance tailored specifically to your needs. Here’s why choosing me as your financial advisor can make a significant difference for you:
Fee-Only Fiduciary & Independent Advice
No commissions. No hidden fees. As an independent advisor, my only commitment is to your financial success.
Personalized Guidance
Every client is unique. I take the time to understand your goals and craft a tailored strategy for your needs.
25+ Years of Experience
Decades of experience in financial services bring insights that help you navigate complex financial decisions.
CERTIFIED FINANCIAL PLANNER™
I uphold the highest standards of ethics, ensuring that my advice is always in your best interest.
Comprehensive Wealth Management
From retirement and tax planning to investment management, I take a holistic approach to your finances.
Education & Ongoing Support
Financial confidence comes from knowledge. I provide ongoing education so you can make informed decisions.
What It Means To Work With A Fee-Only Advisor
Choosing a fee-only financial advisor means receiving unbiased guidance tailored to your best interests—without sales pressure or commissions. As a fiduciary, I am legally and ethically committed to providing transparent, objective advice designed to help you make informed financial decisions with confidence.
Watch this short video on how the fee-only model puts your best interests first with truly objective financial advice.
The people behind your plan
Meet the Team
Behind every plan is a team dedicated to making your experience seamless, from your first conversation to your long-term goals.
Christi Chavez
Senior Client Experience Associate
Christi Chavez is a Senior Client Experience Associate with more than 25 years of experience supporting advisors and their clients. She specializes in relationship management and complex wealth management operations, known for her attention to detail, responsiveness, and client-first approach. Christi is passionate about creating a seamless, high-touch experience and building lasting relationships based on trust. She is bilingual in English and Spanish and holds the FINRA SIE and Series 63 registrations. Outside of work, Christi enjoys staying active and spending time with her family, especially cherishing her role as a proud wife, mother, and grandmother.
Melissa Lovejoy
Paralegal Associate, Estate Planning
Melissa Lovejoy is a Paralegal Associate with more than seven years of specialized experience in estate planning. She delivers a deeply personalized, client-focused approach tailored to each family's unique dynamics, honed through her background in traditional law firm settings. Melissa holds the Florida Registered Paralegal (FRP) designation and takes immense pride in guiding clients seamlessly through to document finalization, helping provide peace of mind throughout the process. Outside of work, Melissa lives in Florida with her husband and their two Golden Retrievers, and enjoys exploring new restaurants, knitting and crocheting, and singing karaoke.
Trusted. Recognized. Recommended.
I am proud to be recognized for excellence in financial planning and active community leadership.
What Clients Are Saying
Hear from clients who trusted Water Street Wealth to simplify their finances and build a secure future.
These testimonials were provided by Water Street Wealth Management clients and may not be representative of the experiences of other clients. The clients were not compensated, nor were there material conflicts of interest that would affect the given testimonials. You can view a complete list of all Water Street Wealth Management reviews on my Wealthtender profile page.
