Contact Me at 813-484-7877
Bonds and Fixed Income
Steady Income. Lower Volatility. Smarter Diversification.
Bonds and other fixed income investments are often overlooked but play a vital role in a well-rounded financial plan. Whether you are nearing retirement, looking to reduce risk, or want more predictable income, fixed income strategies can bring clarity and balance to your portfolio.
At Water Street Wealth, I help you build a customized bond strategy that supports your long-term goals.
Avoid Guesswork in a Changing Interest Rate Environment
Not all bonds are created equal. Without a strategy, chasing high yields or ignoring duration risk can leave you overexposed. A poorly timed move can reduce income or increase volatility. With a tailored fixed income plan, you gain stability, tax efficiency, and a predictable stream of returns that supports your bigger picture.
How I Build Your Fixed Income Strategy
U.S. Treasury Bonds – Safe, government-backed income
Capital Gains Management – Harvest gains and losses strategically to lower your overall tax burden
Municipal Bonds – Tax efficient income solutions
Corporate Bonds – Higher yields for moderate risk tolerance
Agency Bonds – Issued by government sponsored entities
TIPS and Inflation Protection – Maintain your purchasing power
Bond ETFs and Funds – Diversified exposure to reduce concentration risk
I also consider bond ladders, credit quality, tax treatment, and interest rate sensitivity to ensure your strategy complements your overall portfolio and income plan.
