Invest in yourself ... here's how

Waterchase Life Magazine

February 2020

 

When it comes to investing, many people only consider "financial" investments.

But that way of looking at things misses an important point. There are many avenues for investing in yourself. And the best part is … not all of them involve the stock market!

Here are a few ways you can invest in your best future.

1) Exercise

As people age, their bodies don't perform like they used to. Loss of muscle mass, limited mobility, and excess body fat can slowly degrade your health.

Exercise is a fundamental way to improve your long-term health. Strength training, walking, and stretching routines can all help. Choose something that appeals to you, but be sure to find an exercise plan that you can maintain. Pick an exercise program or activity that you enjoy ... and you'll be more likely to continue it for the long haul.

2) Health checkups

Many people hate to go to the doctor or dentist. I get it. Still, checkups are key to preventing problems and diagnosing disease early. If your health suffers, your quality of life suffers with it. So, make sure to include regular checkups as a part of your “life investment” strategy.

3) Nutrition

The food you eat is fuel for your body. There are so many tempting foods that may taste good ... but may not be good for us.

So, does that mean we can never enjoy these treats?

No. But you must be mindful of not overdoing it. You can't eat a lot of junk and expect to lead a healthy life. Lean protein, fruits, and vegetables are all solid choices. Eat whole foods when possible. And, try to limit processed foods to those once-in-a-while special treats.

4) Rest

If you aren’t getting enough quality sleep, your health and performance will suffer. You may not feel the immediate effect, but don’t fool yourself. No, you are not invincible. Your body requires sleep to repair and recharge.

And you need more than just sleep.

Rest is necessary to refresh your mind. This means relaxing long enough to allow your mind to rejuvenate. It can be easier said than done. You can re-energize by taking regular work breaks, meditating, or going for a walk.

5) Training and learning

Have you always wanted to learn to play an instrument? Or to learn a new skill related to your career?

Training classes and programs are a great way to develop yourself both professionally and personally!

Continuing education can help keep your mind sharp as you get older. You can make new friends or business contacts. And, your new skills could offer a whole new career path.

And finally, there are …

6) Traditional investments

Last, but not least! Don't forget about traditional investments like 401(k) or Individual Retirement Accounts (IRAs).

Sometimes, these may seem boring or old-fashioned. But used consistently, they can allow an average person to accumulate wealth over their lifetime. So, don't underestimate how much a 401(k) or an IRA can help your financial situation in the future!

Are they the perfect solution for everyone? No. There's no one-size-fits-all solution for investments.

That's why it's a good idea to consult with a trusted financial advisor. An advisor can offer insights and solutions that you may not be aware of. Working with a professional is a good path to ensure that your investment choices and financial strategy are right for your goals.

Investing in yourself is just as important as investing your money. Use these tips to help improve the quality of your life.

But, don't put this off. Just like your finances ... it pays to get started as soon as possible.

And if you need help with the financial part of your life, give me a call. I’m here to answer questions, offer a second opinion, or help you walk the path towards a happy retirement.